The Truth About Money Devaluation - and Why You Must Understand It

After 20 years in financial markets and many years in the crypto world, I've tried it all: trading, value investing, long-term strategies, leverage, arbitrage - across the entire financial landscape. I was searching for the ultimate method to invest money the right way.

Through many detours, that search led me to Bitcoin - and to one of the most groundbreaking realizations of my life:

The main reason you need to invest your money is not greed for returns - but the unstoppable expansion of the money supply.

Metaphor of expanding money supply (M2) as a waterfall of dollars — Money supply expansion visual — the force behind silent devaluation

The Invisible Enemy: M2

The money supply known as M2 - simply put, the total amount of cash, deposits, and short-term accessible funds - has been growing uncontrollably for decades. And not because humanity has become more productive, but because central banks and governments control the creation of money.

The problem: As a society, we have no say in this process. We cannot stop our money from being silently and steadily diluted.

This is the fundamental weakness of our global monetary system - and now you can see it clearly through myPurchasing-Power Loss Calculator.

See What's Really Happening to Your Money

This tool visualizes the real loss of purchasing power over time. You can:

enter your starting capital ("Initial Amount"),
set your lifespan or investment period ("Time Period"),
and watch how drastically your money truly loses value.

Many people believe inflation only affects them at 2% or 3.2%. But that's an illusion. True purchasing power loss depends on your lifestyle. Depending on what you consume, invest in, or save, your personal inflation rate can be much higher or lower.

For example, if you buy a new car every few years or plan to build a house, inflation hits you much harder than someone who only buys basic groceries. Because while bread or vegetables have remained relatively stable in price, tangible assets like real estate, gold, and Bitcoin have skyrocketed in recent decades. And that alone shows how unfair the current system has become.

The Cycle of Displacement

Smart, wealthy, or simply informed people understand this weakness of fiat money. They quickly convert their cash into scarce assets - and that very act drives those asset prices even higher.

This creates the effect we all know: The rich get richer, while the middle class loses access to real assets. But this isn't a law of nature. It's an information gap - a gap in understanding what money truly is and how it evolves. That's exactly where this tool comes in.

Scissors image with diverging green and red price trends — Visual metaphor for the widening gap caused by money supply dynamics

Knowledge Is Protection

When you use the Purchasing-Power Loss Calculator, you will:

see how severely money has actually devalued in recent years,
understand why saving in fiat currency is a losing game in the long run,
and learn how to position yourself on the right side of the system.

Experiment with the tool. Enter your values, play with the years, watch the numbers move. Let them sink in. Then decide how you want to act.

Because this isn't a theoretical issue. It's your life, your labor, your wealth - silently diluted every single day.

Conclusion

Once you understand the true nature of money, you'll realize: The real enemy of your wealth isn't the market - it's money creation itself. And only when you see that clearly can you truly decide how to protect your money.

This tool is your first step toward that understanding.

Open the tool

Jump straight into the calculator and quantify your personal purchasing-power loss.Open the Purchasing-Power Loss Calculator